Watters Financial Services, LLC provides wealth management which combines investment management and on-going and comprehensive financial planning (with quarterly reviews) as well as business retirement plan consulting. We are an independent firm; not affiliated with any investment firm, bank or insurance company. We do not sell investment products or insurance policies. We do not receive commissions. Fees received come directly from the client. The combination of our independence and Fee-Only compensation enables us to give our clients advice that is objective and unbiased.

Being a Registered Investment Advisor (RIA) we are legally required to uphold a Fiduciary Standard of Care, which means we must always act in good faith and in the best interests of the client. Full disclosure is required and provided in our ADV Brochure which you can download from this website.

You will work with Timothy Watters, CFP® and Colin Watters, CFP® who are CERTIFIED FINANCIAL PLANNER ™ Professionals. Non-fiduciary financial advisors, brokers, registered representatives, investment consultants are only required to provide advice and sell products that they deem "suitable" to the client. Those products and services may not always be the best or most cost effective. They are also not required to disclose compensation or conflicts of interest.

For over 35 years our mission has been to deliver customized plans, superior personalized service, expertise and advice designed to reduce risk, grow wealth, protect assets, and manage income and taxes. Let us show you how our strategies will help you accomplish your goals and give you peace of mind.